I allowed the phone to constantly ring knowing that I would not have to answer a call that I was trying to avoid. Without caller ID I had no way of knowing who was on the other line, so I decided that it was best just to ignore the call. It was probably a bill collector I said to myself as I walked through the door for a pay day loan appointment.
The struggles of live
I had been off work with a back injury for the past six months and lived off my credit cards. It was now the end of another month, and most of the bills were overdue, still unpaid, and I was unable to come up with a payment plan to satisfy all of my creditors.
Saved by the bell
While still waiting for my insurance benefits to come in, I decided to apply online for one of those instant cash money pay day loans. I received the loan, and even though the interest rate was too high, at least I was still able to cover my bills until better could be done.
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